Voluntary Public Unemployment Insurance

Arbeitspapier

Voluntary public unemployment systems are limited to a handful of countries, including Finland, Sweden, and, more substantially, Denmark. A voluntary system has the positive feature of other user-cost schemes, potentially efficient targeting of services. This presumes rational behavior as well as reasonable risk rating of premiums and the absence of worker access to alternative social programs. Using a 10% sample of the Danish population drawn from administrative data, we exploit the voluntary Danish system to explore the structure of unemployment insurance demand. The insurance take-up rate is surprisingly high, 80 percent in 1995, but varies systematically with economic incentives in a way that raises doubts about the targeting value of the current system. Political support for the Danish system may derive instead from the fact that a universal, compulsory system would generate rather modest additional net funds and with a twist - additional revenue would come disproportionately from low-wage workers.

Angaben zum Objekt

• Sprache: Englisch

Verweise und Beziehungen

• Erschienen in: Series: EPRU Working Paper Series ; No. 2003-05

Klassifikation und Themen

• Klassifikation: Wirtschaft
• Thema: Arbeitslosenversicherung ; Privatversicherung ; Schweden ; Dänemark ; Finnland

Beteiligte, Orts- und Zeitangaben

• Ereignis: Geistige Schöpfung
• (wer): Parsons, Donald O. ; Tranæs, Torben ; Bie Lilleør, Helen
• Ereignis: Veröffentlichung
• (wer): University of Copenhagen, Economic Policy Research Unit (EPRU)
• (wo): Copenhagen
• (wann): 2003

Weitere Informationen

• Handle: http://hdl.handle.net/10419/82035
• Letzte Aktualisierung: 10.03.2025, 11:44 MEZ